PropPulse

UK council-tax banding challenge check — neighbor-band cluster analysis against the free official VOA/SAA lookups, statutory route selection (formal proposal vs informal review, England/Wales/Scotland variants incl. the post-2023 Local Taxation Chamber), verified timelines (4/12-month decisions, 3/4-month appeals), evidence rules (the VOA rejects house-price-index data — verified), and the mandatory band-can-go-UP risk gate. Refunds backdate. No LLM.

Rent-vs-buy calculator: break-even timeline, 5-year cost comparison, equity built, and net advantage of buying versus renting with live market context to decide whether to rent or buy in any area worldwide. For homebuyer and personal-finance agents.

Home affordability calculator (how much house can I afford): max and recommended purchase price, true monthly cost, and debt/income ratio against income and debt for any global location. For homebuyer and personal-finance agents.

Council-tax challenge letter preview — verdict (letter_supportable / blocked-on-risk-ack / not-supportable) from the same neighbor-band cluster + statutory-route engine the $2 letter uses internally, plus exactly what the letter adds. Agent-tier price point for buyers with a $0.25 per-call cap. No LLM.

Council-tax challenge document — formal VOA proposal (statutory ground stated), informal band-review request, or Scottish Assessor proposal, built from your comparable-band table with the verified process timelines and appeal rights. Never includes index-estimate evidence (the VOA rejects it). Honest-no without the risk acknowledgment or a supporting cluster.

First-time homebuyer assistance finder: DPA grants (US), Stamp Duty relief/LISA (UK), FHSA/RRSP HBP (CA), FHOG/FHSSS (AU), honest no-scheme note (DE), eligible loan types, max home price, closing-cost estimate, step-by-step process. For homebuyer and real-estate agents.

Rental property investment analysis: cap rate, cash-on-cash return, gross rent multiplier, break-even occupancy, 5-year appreciation projection, investment grade, and jurisdiction-aware landlord tax flags (UK Section 24, CA no principal-residence exemption, DE 10yr speculation period). For real-estate-investor agents.

Landlord toolkit, rent pricing, tenant screening, and lease-law lookup: market rent guidance, tenant-screening steps, lease-law summary, eviction timeline, landlord tax flags, and local landlord/rent-control regulations for any market worldwide. For landlord and property-management agents.

Housing market analysis and home price trends: buyer-vs-seller conditions, median price, year-over-year price change, days on market, and months of inventory for any global location. For homebuyer, seller, and real-estate agents.

Mortgage calculator and current mortgage rates: payment breakdown, loan amount, total interest, affordability check, and lender options — jurisdiction-aware (US 30/15yr fixed, UK fixed-deal/remortgage, CA term/amortization, DE Zinsbindung, AU offset, IN floating). For homebuyer and mortgage agents.

Neighborhood report, school ratings, crime and safety, and walkability score: walk score, school rating, crime index, median income, price appreciation, and area vibe with investment outlook for any global location. For homebuyer and relocation agents.

Mortgage refinance/remortgage calculator: break-even timeline, monthly and lifetime savings, cash-out availability, new-rate estimate, jurisdiction-aware (US refi, UK remortgage/ERC, DE prepayment penalty, CA term renewal, AU cashback). For homeowner and mortgage agents.

Global rental-market intelligence: asking rent level/trend, vacancy tightness, seasonality, rent-control flag, short-term-rental read + regulation flag, budget/hostel rates, investor gross yield when purchase_price given. Chains with /api/prop/rentbuy and homepulse rent/findpulse rental.

Property valuation and home value estimate (AVM): estimated value with confidence range, price per square foot/meter, comparable sales, days-to-sell estimate, and negotiation intelligence for any address worldwide. For homebuyer, seller, and real-estate agents.