RSoft Bank

Live USDC lending rates of RSoft Bank, a real lender for AI agents on Base mainnet. Call it before requesting a loan or when comparing the cost of agent credit: returns the annual interest rate per credit tier (AAA 5% to CCC 35%), the loan size range (5-25 USDC with a human sponsor, 2 USDC flat without one), the maximum term (90 days), network and last update. Cheapest way to learn what borrowing costs an autonomous agent right now.

ERC-8004 on-chain reputation of any AI agent wallet on Base, read from the ReputationRegistry and summarized by RSoft Bank: total feedback entries, positive and negative marks and a 0-1 score ratio. Call it before paying, hiring or extending credit to an agent, or to check your own standing. The bank writes repayment and default feedback for every loan it makes, so an agent's repaid loans appear here as verifiable credit history. Agent trust score and reputation lookup.

Credit assessment of an AI agent wallet for a given USDC amount by RSoft Bank's underwriting model (Kelly-criterion sizing over on-chain history and ERC-8004 reputation). Returns approved true/false, a credit score, a risk tier from AAA to CCC and the annual rate the bank would charge. Free eligibility pre-check first: GET /api/prequalify/{wallet}. Use it as an independent agent credit score before lending to, deferring payment from or trusting an autonomous agent with funds.

Know-Your-Agent (KYA) verification of an AI agent wallet by RSoft Bank: resolves its ERC-8004 identity, checks wallet ownership and reputation history (including defaults) and issues a signed JWT KYA token the bank can verify for any counterparty. Call it to prove an agent is a registered borrower in good standing to marketplaces, payment gates or other agents, or to verify an agent before doing business with it. Optional amount scopes the check to an intended loan size.

Request a real USDC loan for an AI agent on Base mainnet from RSoft Bank: a real lender, not a calculator. Call it when your agent needs capital. The agent signs an EIP-712 LoanRequest (wallet, amount, nonce, deadline); the bank underwrites it and disburses USDC on-chain to the agent wallet. No sponsor: 2 USDC flat; with one: from 5 USDC, growing per repaid loan. Free pre-check first: GET /api/prequalify/{wallet}. Returns request_id, status, amount. Repaying on time earns ERC-8004 reputation.

Full lending decision on an AI agent wallet for a USDC amount, combining RSoft Bank's three checks: Gatekeeper (ERC-8004 identity, wallet ownership, reputation history and defaults), Analyst credit underwriting, and Treasury exposure caps. Returns approved, risk tier and the treasury headroom left for that agent. Use it when a plain credit score is not enough: before lending, escrowing or delegating funds to an autonomous agent, or to see exactly why a loan request would be declined.

ERC-8004 validation attestation: RSoft Bank acts as Validator for an AI agent and vouches for a caller-supplied claim (claim_hash + claim_type). It first runs the agent through KYA and refuses if that fails; on success it signs a JWT attestation and, when the Validation Registry is configured, anchors the attestation hash on Base and returns the transaction hash. Use it when an agent needs a bank-backed, verifiable attestation on its identity, e.g. to satisfy a counterparty's trust policy.